Which of the following is NOT an example of an exception to the title policy?

In the context of title insurance policies, an exception denotes a specific situation or condition that is not covered by the policy itself. This means that if a claim arises from these exceptions, the title insurance company will not defend or indemnify the policyholder.

The Standard Printed Exception as to Marital Rights, the Standard Printed Exception for Standby Fees, Taxes, and Assessments, and Restrictive Covenants Common to the Platted Subdivision are all recognized and common exceptions found in title policies. These exceptions are specific conditions or liabilities that could affect ownership and are typically noted in the title policy documentation.

On the other hand, adverse possession claims represent a legal situation where a person may claim ownership of land they have occupied for a certain period, despite not holding the legal title. Such claims can bring significant hardship to the current titleholder but are not standard exceptions outlined by title policies. Instead, they directly relate to issues of ownership that could challenge the validity of the title itself. Therefore, adverse possession is not an exception; it is a potential threat to title security, making it the correct answer to indicate as not being an example of an exception to a title policy.