What term refers to amendments that alter the standard coverage in a title policy?

The term that refers to amendments that alter the standard coverage in a title policy is endorsements. Endorsements are modifications or additions to a title insurance policy that enhance or change the terms of coverage. They are used to address specific risks or situations not covered under the standard policy, allowing for tailored insurance solutions that meet the particular needs of the insured. This flexibility is essential in the title insurance industry, where various unique circumstances can impact the ownership of a property.

Coverages typically refer to the protections and types of risks that the policy primarily covers but do not specifically denote alterations to that coverage. Exceptions are usually terms that outline specific risks or issues that the policy does not cover rather than changes to existing coverage. Inclusions might imply additional covered risks but do not specifically denote amendments made to the standard coverage. Thus, endorsements are the correct term for modifications that adjust or enhance standard title policy coverage.