Additions to a title policy are called what?

In the context of title insurance, additions or modifications made to a title policy are referred to as endorsements. Endorsements are essential because they provide additional coverage or change the terms of the policy without issuing a completely new policy.

For example, an endorsement can extend coverage to include specific risks or situations that may not be covered under the standard policy. They can also clarify certain aspects of the policy based on the unique circumstances of a real estate transaction. This adaptability of endorsements helps to tailor the title insurance to better meet the needs of the borrower or owner, making them a vital component of title insurance practices.

The other options, such as amendments, adjustments, and extensions, are terms that do not accurately describe the specific nature of changes made to a title policy. Amendments generally refer to formal changes in a contract or agreement, adjustments typically relate to financial calculations or settlements, and extensions imply a prolongation of a time period rather than the specific additions made in the context of title insurance.